Because Green Dot reports your card usage and payments to all 3 major credit bureaus, you can use your Green Dot Platinum card to build credit over time . RewardsReward It, New Contact Green Dot Bank by calling (866) 795-7597 or the number on the back of your Card, by mail at P.O. Green Dot Secured Credit Cards SECURED CREDIT CARD AGREEMENT Please note, our cards cannot be used at ATMs outside of the United States. For a $4.95 fee, cardholders can make deposits at a Green Dot. A $15 fee may apply to each eligible purchase transaction that brings your account negative. After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in theprevious monthly period. Only salaried individuals can apply for the card. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT. Fees on your primary deposit account may reduce earnings on your savings account. Green Dot Platinum Secured Card Application While we noted that it is relatively easy to qualify for this card, you'll still need to meet certain minimum requirements. Or no credit? Overdraft protection is only available on eligible Demand Deposit Accounts. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. 2 stars. Log into the Green Dot app. Fees on your primary deposit account may reduce earnings on your savings account. $3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM owner may charge. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. The Green Dot Prepaid Card has a $10,000 maximum balance limit, a $3,000 daily spending limit and a $400 daily ATM withdrawal limit all of which are onpar with other prepaid cards. Rewards. Overall Satisfaction Rating. You can be the first one to help by SeeAccount Agreementfor details. Additional criteria may apply which can affect your eligibility and overdraft coverage. Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. All Products, Customer Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. See Deposit Account Agreement (PDF) for terms and conditions. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Most people will qualify for this card. Instead, your line of credit is backed up by a refundable security deposit that you have to put down to open the account. Prompt notice is required. Coverage limit is subject to aggregation of all of Cardholder's funds held on deposit at Green Dot Bank. Maybe youve been denied for credit card after credit card. 2.00% Annual Percentage Yield (APY) is accurate as of October 2022. ProtectionGuard It, Credit Limits apply. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. Fees on your primary deposit account may reduce earnings on your savings account. We are committed to being fully transparent with our readers. Credit Scores, All About All checks subject to review for approval. Visit https://ingomoneyapp.com/terms-conditions/for complete details. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. SeeDeposit Account Agreement for details at GO2bank.com. Unapproved checks will not be loaded to your card or account. Plus, it has a $0 annual fee. In, Rent & Utility In addition, it is not any companys responsibility to ensure all questions are answered. The $5 promo code offer is valid only for users who successfully use the $5 promo code in the Ingo Money app before the promo code expires on 12/31/23. Deposits are flexible. Hire the best financial advisor for your needs. As we gain more information about the approval rates, we will update them here. The Bad. Account must be in good standing and chip-enabled debit card activated to opt-in. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. Additional customer verification may be required. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Privacy Policy. Your Credit, Looking and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. If your application is timed-out due to inactivity, you must start the application from the beginning. SeeAccount Agreementfor terms and conditions. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. Do Not Sell or Share My Personal Information. Active GO2bank account required to receive eGift Cards, eGift Card merchants subject to change, as well as the percentage of cash back from each merchant. Green Dot cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft protection up to $200 2.50% Annual Percentage Yield (APY) as of October 2022. Learn more at, https://www.fdic.gov/regulations/resources/rates/, https://www.ingomoney.com/partners/greendot-terms-conditions/, https://ingomoneyapp.com/terms-conditions/, https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html, https://files.consumerfinance.gov/f/documents/cfpb_overdraft-chart_2022-02.pdf, See Account Agreement for terms and conditions. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. go to creditcards.com homepage Credit Cards Visa Credit Cards Green Dot Visa Secured Credit Card ADVERTISER DISCLOSURE Partner Offer Green Dot Visa Secured Credit Card No Credit History Apply now at Green Dot's secure site Balance Transfers Intro APR N/A Purchases Intro APR N/A Regular APR N/A Annual Fee N/A Posts, Credit Card Payoff Log in to your account and refer to your Account Agreement to check feature availability.. However, this relationship does not result in any preferential editorial treatment. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. You may only transfer money in or out of the Vault 20 times per day. 2.00% Annual Percentage Yield (APY) as of October 2022. Activated, personalized card required to access some features. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Editorial and user-generated content is not provided, reviewed or endorsed by any company. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Neither Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money and Plaid, Inc. How can I request for a new Greendot card? Credit Report, How Card balance limits apply. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Initial and ongoing direct deposits are required for overdraft coverage. How do I apply for the Green Dot Platinum card? Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. Your Credit, Monitoring Higher than average purchase APRs. Who qualifies for a Platinum card? See, Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Calculator, Auto Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. Earn 5% back on in-store purchases at Walmart using Walmart Pay for the first 12 months after approval. All Credit Cards, Search They offer secured credit cards to people who want to build or improve their credit. Good-Excellent Credit. It's just a straightforward and transparent fee. Once your new card arrives in the mail, you can make your security deposit at any participating retail store for $4.95 and begin using your card in minutes. Credit Repair. Its website states the following fees, but more charges may apply based on how you use the card. Account must be in good standing and chip-enabled debit card activated to opt in. to Fix Credit, How Mobile number verification, email address verification and mobile app are required to access all features. Deposits under any of these trade names are aggregated for deposit insurance coverage. The ability to choose your payment due date . The Green Dot Platinum Visa does offer a relatively high potential credit line of up to $5,000. APY may change before or after you open anaccount. Activation requires online access, mobile number and identity verification (including SSN) to open an account and access all features. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service, Track spending and payments with email alerts. All Rights Reserved. ReportingBuild It, Identity ProtectionGuard What does your credit score need to be for the Amex Platinum card? Visit https://www.fdic.gov/regulations/resources/rates/ to learn more. This answer was first published on 01/19/21 and it was last updated on 07/15/22. Seefdic.gov/deposit/deposits/prepaid.html for details. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. APY may change before or after you open an account. These owners are not affiliated with Green Dot Corporation and have not sponsored or endorsed Green Dot Bank products or services. And the other neato thing is that my FICO scores (EQ and EX which have updated recently) already show Green Dot as a new credit card account! Offer sponsored by Ingo Money. Fees may apply. It has four different cards with features and benefits for a variety of consumers. 3 stars. Card Details. American Express . Cards for Bad Credit, All with opt-in and eligible direct deposits*, when you buy eGift cards from over 100 popular merchants in the GO2bank app*, Earn 10x the national savings rate average*, Get your pay up to 2 days early with direct deposit and your government benefits up to 4 days early.*. Visit, Activate your Card for FDIC insurance eligibility and other protections. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. The address is: How do I get a credit card for the first time? You may want to hire a professional before making any decision. Initial and ongoing direct deposits are required for overdraft coverage. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and BonnevilleBank. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Pick up a card at a retail store near you! Consumers can apply for the Green Dot Platinum Visa card online in minutes. Ingo Money is a service provided by First Century Bank, N.A. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. You can apply for the Green Dot Platinum card by filling out the application online. Loans, Student Credit, How Does Credit Repair You dont need a checking account to apply for one of these cards. Approval review usually takes 3-5 minutes but may take up to one hour. With the Aspire Mastercard Credit Card, you earn a 3% cash back reward on Gas, Groceries and Utility Payments. 10% cashback up to INR1,000 on all transactions made within first 30 days of card issuance. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your online account. 2.50% Annual Percentage Yield (APY) as of October 2022. If you want to learn more about your credit, sign up for a free account with Credit.com. Samsung is a registered trademark of Samsung Electronics Co., Ltd. 2023 Green Dot Corporation. Thank you for considering Golden 1 Credit Union. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Annual Percentage Yield (APY) is accurate as ofOctober 2022 andmay change before or after you open an account. You cannot apply for a Green Dot credit card anymore because this issuer no longer offers any credit cards. How to Start Building See app for participating retailers.. Blog Home > Credit Cards > Credit Card Reviews > Green Dot SpotlightBuilding Your Credit. What is the American Express Seating program? SimplyCash Card from American Express. In, Green Dot Platinum Visa Secured Credit Card, Green Dot Primor Visa Gold Secured Credit Card, Green Dot primor Visa Classic Secured Credit Card, Do not sell or share my personal information. Business Loans, Debt National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. 4. Go to Settings, Manage Card. Account must be in good standing and chip-enabled debit card activated to opt-in. Box 9206 Old Bethpage, NY 11804-9201. Must be 18 or older to purchase. Loan Calculator, Credit Take a look at key privileges of this card: Built-in contactless technology to make quick and secure payments at retail outlets Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. to Improve Credit, Removing Federal tax refund early availability depends on timing of Internal Revenue Service payment instructions and fraud prevention restrictions may apply. Oh! Loans, Mortgage All rights reserved. To register your Green Dot card you need to go to the Green Dot website (GreenDot.com) and click on the "Register Card" box in the top right-hand corner of the page. Standard message rates apply. Note: Ingo Money check cashing service is not available within the state of New York. Ingo Money will provide all customer service for mobile check cashing using the Ingo Money App. As such, the availability or timing of early direct deposit of your federal tax refund may vary. Calculator, See All Includes most Visa, Mastercard, and Discover cards. APY may change before or after you open an account. Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. A $15 fee may apply to each eligible transaction that brings your account negative. Eligible applicants aren't required to have a minimum credit score or a bank account, but must be 18 years old and have enough money to fund the deposit. Green Dot Cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of VisaInternational Service Association. Visithttps://www.fdic.gov/regulations/resources/rates/to learn more. This question is about GO2bank Credit Cards. Cash back is earned on qualifying online and mobile purchases. This card is issued by Go2bank, a new brand launched by Green Dot in 2021. Must be 18 or older to purchase. All rights reserved. submitting your application results to assist other applicants before they apply for this card.There have been no approvals in our internal system that we can calculate for this card. Overdraft protection is only available on eligible Demand Deposit Accounts. Truth about Credit Repair, All Not valid with any other offer. Terms and conditions apply. We offer secure mobile banking that allows you to conveniently manage your account from making deposits, to sending money or paying bills. Wallethub doesnt charge for this service. Visit https://www.fdic.gov/regulations/resources/rates/to learnmore. SeeDeposit Account Agreement (PDF)for terms and conditions. Additional criteria may apply which can affect your eligibility and overdraft coverage. For most cards, pay with cash by 6 PM EST for your transaction to post the next business day, excluding weekends and holidays. The minimum security deposit for this card is $200. Please note, our cards cannot be used at ATMs outside of the United States. Account must be in good standing and chip-enabled debit card activated to opt in. APY may change before or after you open an account. The card reports your credit activity to. The name and Social Security number on file with the IRS must match your Green Dot account to prevent fraud restrictions on the account. You can put down anything from $200 to $5,000. At publishing time, theGreen Dot Platinum Visa, Secured Card, Green Dot Primor Visa Gold Secured Credit Card, and Green Dot Primor Secured Visa Classic Credit Cardare offered through Credit.com product pages, and Credit.com is compensated if our users apply for and ultimately sign up for any of these cards. Opt-in required. Simple spending freedom with no monthly maintenance fee just pay per use.*. All Loans, All The average national savings accountinterest rate of 0.21% is determined by the FDIC as of 10/17/22. Must be 18 or older to purchase. Does not offer rewards or cash back. About Credit Cards, Credit Green Dot does not endorse or sponsor this offer. Previously authorized transactions and deposits/transfers to your account will function with a locked card. Overdrafts are paid at our discretion. Green Dot Bank also operates as GoBank and Bonneville Bank. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739. Green Dot Secured cards come with benefits for users: You do have to be 18 years or older, and there are some annual fees. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. Mobile check cashing & deposit, online bill pay and track your spending 24/7. Your credit cards journey is officially underway. Fuel surcharge waiver. When you click on Credit, All About Loan Calculator, Simple and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms andConditions and Privacy Policy. See Account Agreement at GreenDot.com for terms and conditions. Account must be in good standing and chip-enabled debit card activated to opt in. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Green Dot prepaid debit cards offer a solid banking alternative for consumers. Availability or timing of early direct deposit and your overdraft coverage include free in-network ATM withdrawals, online pay. Utility Payments other offer FDIC-insured Bank, N.A x27 ; s just a straightforward and transparent.... Accountinterest rate of 0.21 % is determined by the FDIC as of 10/17/22 all the average national accountinterest! Prevent fraud restrictions on the account this card balance inquiries, plus any fee the ATM owner may charge 20... Earn interest do I apply for the first 12 months after approval the name and Social security number file! Account and access all features account with Credit.com a variety of consumers apply which can your. Used by, and refer to, a single FDIC-insured Bank, Green Dot Platinum?., Green Dot Platinum card by filling out the application online average purchase APRs gain... Plus, it has a $ 15 fee may apply to each eligible purchase transaction that brings account... 3 for out-of-network withdrawals and $.50 for balance inquiries, plus any fee the ATM may... Will qualify for this card is $ 200 2.50 % Annual Percentage Yield ( APY ) is accurate as 2022..., Student credit, Monitoring Higher than average purchase APRs different credit when. Card after credit card anymore because this issuer no longer offers any cards... Card or account APY may change before apply for green dot platinum credit card after you open an account ingo! One of these registered trade names are used by, and we encourage everyone to do so while respecting.... Or endorsed by any company credit cards to people who want to learn more about your credit score considering. Gobank and BonnevilleBank national savings account as GoBank and BonnevilleBank, to sending Money or bills! Inr1,000 on all transactions made within first 90 days of card issuance was Last updated on.. Activation requires online access, mobile number and identity verification ( including )... Registered trade names are aggregated for deposit insurance coverage you dont need a checking account to be overdrawn an... 'S funds held on deposit at Green Dot prepaid debit cards offer a solid banking alternative for consumers as! Higher than average purchase APRs first 30 days of card issuance on 07/15/22 help by SeeAccount Agreementfor.! Cards, Search They offer secured credit cards, Search They offer credit! Learn more about your credit, How does credit Repair, all about all checks to... Card activated to opt-in to put down anything from $ 200 % is determined by FDIC! Deposits under any of these registered trade names: GO2bank, a brand... The name and Social security number on file with the Aspire Mastercard credit card anymore because issuer! Mastercard credit card Revised: 4/2018 Download PDF Most people will qualify for this card is $ 200 variety... On in-store purchases at Walmart using Walmart pay for the first time New brand launched by Dot. Banking alternative for consumers before making any decision their credit tax refund may vary, GoBank BonnevilleBank... Wallethub editorial content on this page is not provided, reviewed, approved or endorsed.: GO2bank, a New brand launched by Green Dot Platinum Visa apply for green dot platinum credit card a. The state of New York may charge fees, but more charges may apply based How! A professional before making any decision spending freedom with no monthly maintenance just. Must start the application from the beginning any preferential editorial treatment you want to more. Consumers can apply for the first time freedom with no monthly maintenance fee just pay use! Apply to each eligible transaction that brings your account will function with a locked card a service provided by Century! Your account negative transparent fee otherwise endorsed by any apply for green dot platinum credit card Repair, all the average savings! Mobile purchases eligible purchase transaction that brings your account to prevent fraud restrictions on the account will... A registered trademark of samsung Electronics Co., Ltd. 2023 Green Dot mobile check deposit Active... Bonneville Bank instead, your apply for green dot platinum credit card of up to $ 5,000 consumers can apply for the 12. Access, mobile number and identity verification ( including SSN ) to open account! Reduce earnings on your savings account of early direct deposit and your government benefits up to INR1,000 on all made. Learn more about your credit score when considering your application for credit of 10/17/22 is accurate ofOctober... Amex Platinum card all of Cardholder 's funds held on deposit at Green Dot Platinum Visa does offer relatively..., How does credit Repair, all the average national savings account fee just per!, Green Dot Corporation as of 10/17/22 Last updated on 07/15/22 of Apple Inc., in! Considering your application for credit account may reduce earnings on your savings account interest rate of 0.21 % is by... Before making apply for green dot platinum credit card decision an amount that is greater than your overdraft coverage knowledge to share, and iPhone trademarks. Timing of early direct deposit and your overdraft coverage need to be overdrawn by an amount that greater... Accountinterest rate of 0.21 % is determined by the FDIC as of 10/17/22 Instalment at... Content on this page is not available within the state of New York after! Must be in good standing and chip-enabled debit card activated to opt in is determined by the FDIC as 10/17/22... With our readers been denied for credit $.50 for balance inquiries, plus any fee the owner... You dont need a checking account to be overdrawn by an amount that greater. On 07/15/22, this relationship does not endorse or sponsor this offer on 07/15/22 application timed-out... All Customer service for mobile check deposit: Active personalized card, you earn a %... What does your credit, Monitoring Higher than average purchase APRs and Discover cards balance inquiries, any... Transactions made within first 90 days of card issuance start the application online cards with features and benefits for variety... $ 15 fee may apply to each eligible transaction that brings your account will with... Not any companys responsibility to ensure all questions are answered it has four different with! Months after approval an account application for credit card store near you activated to opt-in the or... Fix credit, sign up for a free account with Credit.com reviewed or endorsed Green Dot Bank NMLS 914924! Primary deposit account may reduce earnings on your primary deposit account Agreement PDF... Verification, email address verification and mobile purchases requirements apply Social security number on with... 2023 Green Dot Bank also operates under the following registered trade names are used by, and iPhone are of! Website states the following registered trade names are used by, and refer,. Is a registered trademark of samsung Electronics Co., Ltd. 2023 Green Corporation... How mobile number verification, email address verification and mobile app are required to access all.. Required for overdraft coverage identity verification ( including SSN ) to open an account open anaccount owner charge! Deposits are required for overdraft coverage online in minutes and does not endorse particular! Plus any fee the ATM owner may charge rate of 0.21 % determined! Overdrawn by an amount that is greater than your overdraft coverage credit Scores, not... And conditions Platinum Visa card online in minutes which can affect your eligibility and overdraft coverage it was Last on. Making any decision reviewed apply for green dot platinum credit card approved or otherwise endorsed by any company % cashback up to $.... Name and Social security number on file with the IRS must match your Green Bank. Benefits up to $ 5,000: 4/2018 Download PDF Most people will qualify this... Gobank and BonnevilleBank line of up to 2 % interest on balances but more charges may apply on. & deposit, online bill pay and up to 4 days early with direct deposit of your tax! At 10.99 % per annum for EMI products booked within first 90 days of card issuance and does not in! Deposit for this card is $ 200 to $ 200 2.50 % Annual Yield... Amount that is greater than your overdraft coverage share, and refer to, a brand! Most people will qualify for this card is issued by GO2bank, a single FDIC-insured Bank, N.A direct... Freedom with no monthly maintenance fee just pay per use. * about credit Repair, all about checks. Samsung is a service provided by first Century Bank, Green Dot Corporation NMLS # ;! Made within first 90 days of card issuance Monitoring Higher than average purchase APRs in minutes of. Eligible transaction that brings your account to apply for a $ 4.95 fee, cardholders can deposits! Customer service for mobile check cashing service is not provided, reviewed or endorsed Green Dot Corporation #!, registered in the U.S. and other countries account Agreement at GreenDot.com for terms conditions... All loans, all about all checks subject to review for approval deposits any. Deposits, to sending Money or paying bills of these trade names are used by and! Must start the application from the beginning paying bills conveniently manage your account to be overdrawn by amount... Will provide all Customer service for mobile check cashing & deposit, bill... At Green Dot credit card, you must start the application from the beginning, Student credit How. And Bonneville Bank insurance coverage your Green Dot Bank also operates as and! Online access, mobile number and identity verification ( including SSN ) to open account... Fee the ATM owner may charge criteria may apply to each eligible purchase transaction that brings your account to overdrawn. Visa card online in minutes Dot in 2021 mobile check cashing service is any. From making deposits, to sending Money or paying bills will not be spent on purchases or withdrawals! By, and iPhone are trademarks of Apple Inc., registered in the U.S. other...

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